Debt Review Services Paving Your Way to Debt Freedom

Our team of Registered Debt Counsellors tailors solutions to lift the weight of debt from your shoulders, enabling a brighter financial tomorrow.

iNDC: Simplifying Your Path to Debt Freedom

At Independent Debt Councellors (iNDC), we understand that debt is not just about numbers, but also the stress and limitations it imposes on your life.


Our Debt Review Services provide a lifeline by tailoring a repayment plan to fit your unique financial situation.


Our Registered Debt Counsellors negotiate with creditors to lower payments and interest rates. This not only consolidates your debts into one manageable monthly payment, but also protects you from creditor harassment as you work towards financial freedom.


With iNDC, you not only receive debt relief, but also a dedicated partner who will support you on your journey to a debt-free life, restoring your peace of mind and financial independence.

Ready to Embark on a Debt Free Journey?

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Begin Your Debt Free Journey!

Free Consultation with No Obligation

Explore Our Debt Review Solutions

With our tailored solutions, we aim to show that debt challenges are conquerable, guiding you towards financial security and peace of mind.

Unburden your Finances

Debt Review

Learn about our debt review service, which offers personalised repayment strategies to ease your financial strain.

Plan Smartly

Free Debt Review Calculator

You can utilise our Free debt calculator to obtain a repayment estimate without any stress.

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Debt Review Process

Learn how our clear, step-by-step debt review guides you effortlessly to debt freedom.

Do you require Debt Review Services? Our team at iNDC includes debt counsellors who are friendly, registered, and possess not only great professionalism and expertise, but are also eager to assist you with a smile, while ensuring absolute confidentiality.

Why Choose iNDC?

Experience & Reputation

    • Established in 2008, having successfully assisted over 5000 consumers nationwide.
    • Consistent recognition as a Top 5 Debt Counselling Company in South Africa.

Customer-Centric Approach

    • We prioritise your interests, striving to find lasting solutions to resolve your debt.
    • We negotiate with creditors so you can minimize your financial strain and protect your quality of life.

Client-Focused Service

    • You're more than a number at iNDC.
    • Enjoy personalised service with a dedicated account manager, ensuring consistent, personal attention.

Professional Accreditation

Efficient Systems and Processes

    • Utilising NCR-accredited Payment Distribution Agency for reliable recovery and distribution.

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Client Testimonials

As registered debt counsellors, at iNDC we don't just solve problems; we embrace them.

We take pride in guiding our clients through the journey towards a debt-free resolution!

Mr Mzwandile

I cannot thank you enough for all your assistance, your legal expertise and professionalism went above and beyond my expectations throughout the course of my debt review.


Thank you for protecting my interest and my families future, I can’t tell you how much I appreciate the amazing work you did and for prioritising me as a client and doing everything in your power to help my wife and I to get through this process.

Janine & Sylvia, Vereeniging

I want to thank you sincerely for the way in which you assisted me and Lisa my daughter.


We are both so relieved and have new hope for the future!


The speed and effectiveness with which you treated our case was amazing and we have already referred people to you.


I am also able to carry on my home Business. God bless!

Durban – CEO

I must say, I've never met people with more understanding and knowledge of Debt, and the Debt Counselling process.


We have quite a complicated situation due to the make-up of our Trust, Pty and personal handling and distribution of our responsibilities.   


We have no hesitation whatsoever, to strongly recommend iNDC !

What Will You Get with iNDC?

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Personalised Debt Assessment

A comprehensive evaluation of your financial situation to develop a customised debt repayment strategy.

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Negotiation with Creditors

Professional negotiations to lower your monthly payments and interest rates with your creditors.

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Single Consolidated Payment

A streamlined process combining all your current debts into one monthly payment, making it easier to manage your finances.

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Legal Protection

Legal representation during the debt review process to prevent creditors from taking punitive actions against you.

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Financial Planning Support

Access to financial advice and planning tools to help you stay on track during and after the debt review process.

Frequently Asked Questions

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Will engaging with iNDC affect my credit score?

Entering debt review can have an impact on your credit score, but it's a step towards repairing your financial health. iNDC's process is designed to help you clear your debt, which is the first step to rebuilding a strong credit profile. Remember, a short-term note on your credit report is far outweighed by the long-term benefits of being debt-free.

Is the Debt Review Process with iNDC too lengthy?

The timeline for debt review varies depending on individual circumstances, but iNDC prioritises efficient and effective resolution. Our goal is to get you debt-free as quickly as possible without compromising the quality of our service or your ability to maintain a stable financial life during the process.

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