DEBT …… DEBT REVIEW! – We are NCR Accredited

iNDC … Financial Wellness Centre,  S.A.

Trapped by debt? Tired of the daily phonecalls from your bank?

If you can’t pay your Monthly Instalments

Our Experts can help you through Debt Review immediately!

We will help you to pay one single, reduced monthly instalment to cover all your debt repayments.

Get out of the rat-race … through Debt Review.

Let us take the weight off your shoulders!

Simply fill in our Free Call Back Contact Form and we’ll phone you!

Or SMS your Email address, (or Fax no.)  plus your Contact no. to 082 8072 678 / 082 936 9160

or Email us: debtreview@indc.co.za – and We will Respond quickly.

(Existing Clients/Attorneys/Creditors .. please email: info@indc.co.za for quick attention)

To Start the Debt Review Process / For a Free Online Assessment:

Pre-Qualification for Debt Review_Aug 2011

mail completed form to: debtreview@indc.co.za

How Debt Review Works:

• You supply us with the details of your income, debt and expenses
• We compile the documentation necessary for applying for Debt Review
• We do an evaluation to ascertain the level of your over-indebtness
• We negotiate with your creditors for a restructured payment plan
• Your new payment plan begins!

We are NCR Accredited …

WHAT ARE THE BENEFITS OF DEBT REVIEW?

A Debt Counsellor will help alleviate your financial strain; they’re in a position to negotiate new debt restructure schemes, timescales and even interest rates with credit providers. New debt restructure repayment amounts will be based on what funds you have only after your necessary expenses have been paid – ensuring that your debt becomes affordable for you and your family.

Debt Review can provide you with the relevant skills and information necessary to avoid further accumulation of debts by focusing on credit card processes, money management and the use of cash over credit.

HOW WILL DEBT REVIEW AFFECT ME?

Once your Debt Counsellor has notified your creditors of your application for debtreview, your creditors will not be able to take legal action against you or repossess any of your assets for a period of three months.

You will be required to pay a reduced, affordable instalment, without necessarily extending the debt repayment period

You will be able to continue to pay for your basic living expenses

After you have completed the repayment plan you will receive a debt clearance certificate

Once you have received your debt clearance certificate, your Debt Counsellor will be able to remove you from your debt review listing at credit bureaus. This will enable you to qualify for credit again.

WILL I QUALIFY FOR DEBT REVIEW?

We can assist you to quickly ‘calculate’ whether you will qualify for debt review.

Fill out the Form below, click ‘Send’

We will then phone you to set up our first debt-consultation and let’s take it from there!

INDEPENDENT  DEBT  COUNSELLORS

Knowledgeable, Experienced, Reliable!