NCR – Debt Review / Debt Counselling

iNDC … Financial Wellness Centre,  S.A.

You have rights, through NCR Debt Counsellors
Do you struggle to pay your monthly instalments?
Through Debt Review we can help you!
Have your Creditors instituted legal action against you /
or are they threatening you?

Contact us – Independent Debt Counsellors Today!

We can prevent that from happening! … through Debt Counselling!
Fill out our Contact Form Now, and We Will Phone You!

Let’s start the Payment Restructuring Today ….

We will help you to Restructure Your Payment Plan, in accordance with the National Credit Act.

It will be Affordable to the You, and Acceptable to your Creditors.

We are there for You … every Step of the Process, and We Will Help You Quickly!

The National Credit Act was designed with 2 goals:

  1. To protect your assets against loss / reposession! Should you register for review / protection before your creditors issue summons / judgment we can protect you, however if you wait too long and they do issue summons we cannot help you at all.
  2. To reduce / restructure your monthly commitments / installments

HUGE REDUCTION  ON YOUR FIXED  MONTHLY EXPENSES!

EXAMPLE:

  • You earn R20 000.00 per month
  • Your fixed expenses e.g. home loan, cars, overdrafts, loans, credit cards, Edgars, Foschini’s etc. = 12 000.00 per month
  • After your deductions i.e. PAYE, Union fee’s, food, electricity, water, clothing, fuel, school fee’s etc.  you only have R6 500.00 left in your budget to pay your bills.
  • We can negotiate on your behalf with your creditors, restructure your debt repayment period to fit your budget and put you back on the road to Financial Freedom!
  • Don’t wait until your creditors have taken legal action or issued summons and or repossession orders…..INDC can help solve your debt problems today!

PROTECT YOURSELF AND YOUR  FAMILY!

WE CAN MAKE A HUGE DIFFERENCE TO YOUR BUDGET AND YOUR LIFE!

NCR’s ‘Frequently Asked Questions:

http://www.NCR.org.za/FAQs_Debt_Counselling.php

iNDC

National Credit Regulator
“The National Credit Regulator (NCR) is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring enforcement of the Act.”

The NCR

The National Credit Regulator (NCR) was established as the regulator under the National Credit Act No. 34 of 2005 (The Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring the enforcement of the Act.

The Act requires the Regulator to promote the development of an accessible credit market, particularly to address the needs of historically disadvantaged persons, low income persons, and remote, isolated or low density communities.

The NCR is also tasked with the registration of credit providers, credit bureaux and debt counsellors; and with the enforcement of compliance with the Act.


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